Taxes
Tax-smart equipment purchases before year-end
How to time equipment purchases and use deductions to lower this year's taxable income, the right way, with your CPA.
Insights
What we've learned placing hundreds of equipment loans.
Straight answers on credit, taxes, loan products, and the financing process. No jargon for its own sake, no filler.
Showing 9 articles.
Loan products
Is an SBA loan right for your equipment purchase?
How SBA loans work, what they're good for, where they fall short, and when straight equipment financing is the better tool.
Equipment and process
How lenders set finance terms on used equipment
What goes into the rate, term, and down payment on a used equipment loan, from your credit profile to the age and type of the machine.
Credit and qualifying
How equipment lenders actually decide
The factors behind an equipment financing approval, why lenders specialize, and how a broker matches your deal to the right one.
Equipment and process
Can't find the equipment you need? How a broker can help
When the machine you need is hard to find, financing flexibility and dealer relationships can open up options you didn't know you had.
Credit and qualifying
Getting equipment financing as a start-up business
Start-ups can finance equipment. Here's what lenders look at when you're under two years in, and how to put your best file forward.
Credit and qualifying
The complete guide to credit scores for equipment financing
What your credit score is made of, how it shapes equipment financing terms, and concrete steps to raise it before you apply.
Security
Protecting your identity during loan applications
Applying for financing means sharing sensitive information. Here's how to keep it safe and spot a scam before it costs you.
Taxes
Section 179 for equipment buyers, in plain English
How the Section 179 deduction lets businesses write off equipment the year they buy it, what qualifies, and how financing still counts.
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