What it can cover
What franchise financing can help pay for.
A franchise project is more than the equipment. Depending on the lender and your deal, financing can help cover costs like these.

- Franchise fee
- Kitchen equipment
- Shop and service equipment
- Fitness equipment
- Work vehicles
- Build-out and leasehold improvements
- Signage
- Furniture and fixtures
- Point-of-sale and technology
- Opening inventory
- Working capital through opening
Who it's for
Whether it's your first location or your next one.
First-time franchisees.
A new location is a new business in a lender's eyes, even with a known brand behind it. We look for lenders that work with first-time owners and tell you up front what they'll want to see.
Owners adding a location.
The location you already run gives lenders a track record to look at. We put your next one in front of the lenders it fits.
Remodels, upgrades and resales.
Updating a location you run, replacing equipment, or buying an existing location from its owner. Tell us about the project and we'll look for the structure that fits.
How we help
One application, matched to lenders that know franchise lending.
- 1
Apply once.
Tell us about the franchise, the location and the project on one application. We review every application personally and get back within one business day.
- 2
We match the deal.
We take your deal to lenders in our network that understand franchise lending, instead of you shopping it one bank at a time.
- 3
We help structure it.
Depending on the lender and your deal, the equipment can be financed on its own, with working capital or a term loan covering the rest. SBA loans, backed by the U.S. Small Business Administration, are an option when your business qualifies.
Before you apply
What to have ready.
Lenders that finance franchises usually ask for these. Having them on hand keeps your deal moving.
- Your franchise disclosure document (FDD) from the franchisor
- Your franchise agreement, or a letter of intent if it isn't signed yet
- Location and lease details
- A breakdown of the project's costs
- A business plan or financial projections
- Ownership details: who owns the business and each owner's share
Common questions
What buyers ask before they reach out.
Get in touch
- Text (503) 703-5045
Texting is the fastest way to reach us.
- Email tim@
joslencommercialfunding.com
Ready when you are
Start your application.
One application, our lender network behind it, same-day pre-approval. All credit types considered.

