The long tail
Categories grouped by how lenders see them.
Each group has its own lender pool and underwriting quirks. Call to talk through your specific situation. Most things on this list have a fundable path.

Agriculture & farming
Equipment that grows food and feeds animals.
- Tractors
- Harvesters and combines
- Irrigation systems
- Hay equipment
- Spreaders and sprayers
Construction adjacent
Power and access tools that sit alongside yellow iron.
- Generators
- Air compressors
- Aerial lifts
- Scissor lifts
- Welders
Medical & dental
Practice equipment with long depreciation schedules.
- Exam chairs
- Imaging equipment
- Dental drills and sterilizers
- Diagnostic equipment
Restaurant & food service
Kitchen, cooling, and front-of-house.
- Ovens and ranges
- Walk-in coolers and freezers
- POS systems
- Dishwashers
Office & business
Day-to-day tools for service businesses.
- Computers and workstations
- Printers and copiers
- Telecom systems
- Office furniture
Industrial & specialty
Vertical-specific equipment with niche lender pools.
- Metal-working machinery
- Printing presses
- Dry cleaning equipment
- Automotive repair lifts and bays
How it works the same way
The process doesn't change with the equipment.
Same application, same one-business-day turnaround. The lender on the other end changes by category, but our team handles the matchmaking.
Customers across categories
Deals that closed, in their words.
I had challenges with financing after retiring from my full-time job. Tim found a lender who could see the potential for my business instead of just looking at the most recent 90 days of revenue.
Russell BarberB&B Landscaping, Clovis, CA Joslen Commercial Funding found me a lender willing to get creative. I was able to obtain the equipment I needed. Tim did a great job where others couldn't come close.
Tony LeanzaOlmsted Farm Stables, Olmsted, OH
Common questions
What buyers ask before they reach out.
Get in touch
- Text (503) 703-5045
Texting is the fastest way to reach us.
- Email tim@
joslencommercialfunding.com
Ready when you are
Don’t see your equipment? Text us anyway.
If it's commercial and you can put a price on it, there's usually a way. A text is the fastest path.

