Other equipment types

If your business runs on equipment, we can probably finance it.

Yellow iron, trucking, and logging are the big three. Everything else lives here — agriculture, medical, dental, restaurant, office, and a long tail of industrial categories.

Apply now Text (503) 703-5045

The long tail

Categories grouped by how lenders see them.

Each group has its own lender pool and underwriting quirks. Call to talk through your specific situation. Most things on this list have a fundable path.

Agriculture & farming
Equipment that grows food and feeds animals.
- Tractors
- Harvesters and combines
- Irrigation systems
- Hay equipment
- Spreaders and sprayers
Construction adjacent
Power and access tools that sit alongside yellow iron.
- Generators
- Air compressors
- Aerial lifts
- Scissor lifts
- Welders
Medical & dental
Practice equipment with long depreciation schedules.
- Exam chairs
- Imaging equipment
- Dental drills and sterilizers
- Diagnostic equipment
Restaurant & food service
Kitchen, cooling, and front-of-house.
- Ovens and ranges
- Walk-in coolers and freezers
- POS systems
- Dishwashers
Office & business
Day-to-day tools for service businesses.
- Computers and workstations
- Printers and copiers
- Telecom systems
- Office furniture
Industrial & specialty
Vertical-specific equipment with niche lender pools.
- Metal-working machinery
- Printing presses
- Dry cleaning equipment
- Automotive repair lifts and bays

How it works the same way

The process doesn't change with the equipment.

Same application, same one-business-day turnaround. The lender on the other end changes by category, but our team handles the matchmaking.

Customers across categories

Deals that closed, in their words.

I had challenges with financing after retiring from my full-time job. Tim found a lender who could see the potential for my business instead of just looking at the most recent 90 days of revenue.
Russell BarberB&B Landscaping, Clovis, CA
Joslen Commercial Funding found me a lender willing to get creative. I was able to obtain the equipment I needed. Tim did a great job where others couldn't come close.
Tony LeanzaOlmsted Farm Stables, Olmsted, OH

Common questions

What buyers ask before they reach out.

See the full FAQ

The bulk of our deals fall into a few categories where we have the strongest lender relationships:

Heavy equipment and yellow iron (excavators, dozers, loaders, skid-steers)
Trucking and trailers (over-the-road, dump trucks, day cabs, reefers)
Logging equipment

Outside those, we regularly place financing for construction, agricultural, automotive repair, industrial, restaurant, medical, dental, printing, metalworking, telecommunications, office, and dry cleaning equipment. If it's commercial and you can put a price on it, there's usually a way to fund it.

Credit matters, but it's one factor among many. Lenders also look at time in business, homeownership, the type of business you run, how many guarantors are on the loan, and your history with similar-sized loans.

Strong credit gets you the best rates. Weaker credit doesn't automatically disqualify you. There are lenders that specialize in B, C, and D credit tiers, and we work with them when it makes sense for your situation.

We never charge you, the customer, anything. No application fees, no consultation fees, no shipping costs. Our consultation is free and you're never under obligation.

Once a loan is placed and you have your equipment, the lender pays us a referral fee on their schedule. Our incentive is to find you a deal you actually close on, with terms you can live with. That's the only way we get paid.