Taxes
Tax-smart equipment purchases before year-end
How to time equipment purchases and use deductions to lower this year's taxable income, the right way, with your CPA.
Heavy equipment financing
Turn-key equipment financing for all credit types.
One application, the lender network behind it, same-day pre-approval. We work with start-ups and seasoned operators across every credit story.
What we finance
Yellow iron, trucks, logging, and working capital.
New, used, dealer-direct, or private party. Whatever your credit story looks like, we know which lender to take it to.
Heavy equipment & yellow iron
Excavators, dozers, loaders, skid-steers. New, used, and dealer-direct.
Trucking & trailers
Over-the-road, day cabs, dump trucks, reefers. Owner-operator friendly.
Logging equipment
Skidders, processors, loaders. Pacific Northwest lender network.
Working capital
Bridge a slow month or fund the next job. Short-term advances on cash flow.
Why JCF
Three things you'll notice quickly.
Turn-key from application to funding.
We handle the lender legwork so you can keep running your business. One application, and our team takes it from quote to funding.
All credit types considered.
Start-ups, seasoned operators, and everything in between, including B, C, and D challenged credit. The broker model finds the right lender for your story instead of forcing it into one bank's box.
Same-day pre-approval.
Send us a deal that fits in the morning and you'll usually have an indication of terms by the afternoon. We move when you need to move.
By the numbers.
- 35+ years
- in financing
- $250k
- loans up to
- Same day
- pre-approval
- 500+
- loans secured as JCF
What customers say
Real operators. Real deals that closed.
Tim worked with the lender to delay my first payment for 90 days. I will definitely be using Joslen Commercial Funding for my next purchase.
Daymeon BradfordWorldwide Web Solutions Transport, LLC, View Park, CA Tim found a lender that understood my need for the skid-steer and got me rates and terms far below the larger lenders. Very nice and helpful guy.
Eric GuillenGuillen Truck Lines, LLC, Fort Hancock, TX Professional, conscientious, and consistent with communication. We came back to JCF for a working capital loan after the dump truck deal closed.
Sandra MarshPacific Crest Excavating, Battle Ground, WA
Financing partner
The financing partner for Heavy Equipment AI.
Joslen Commercial Funding is the financing partner for Heavy Equipment AI, an online marketplace for new and used heavy equipment and trucks from dealers across North America. Find your next machine there, and we'll line up the financing.
Latest insights
Straight talk on financing.
Loan products
Is an SBA loan right for your equipment purchase?
How SBA loans work, what they're good for, where they fall short, and when straight equipment financing is the better tool.
Equipment and process
How lenders set finance terms on used equipment
What goes into the rate, term, and down payment on a used equipment loan, from your credit profile to the age and type of the machine.
Ready when you are
Start your application.
We review every application personally and get back within one business day.